Writing and Presenting Effective Credit Application         

By the end of this course you will be able to:

.Write detailed, clear, and effective credit applications tailored to client needs and institutional requirements.

.Conduct thorough financial and credit analyses to support lending decisions

.Present credit applications confidently and persuasively to credit committees.

.Assess client case studies to identify risks and recommend strategic solutions

Course Outline:

.1: Strategic Lending Decisions

.Recognizing the strategic considerations behind lending decisions

.Understanding the structuring of financial facilities

.Case examples of strategic lending outcomes

.2: Credit Facilities Overview

.Types and classifications of credit facilities

.Lending rationales: Aligning client needs with bank objectives

.Assessing risks associated with various credit facilities.

.3: Financial Analysis for Credit Applications

.Analyzing financial statements for credit decisions

.Identifying financing needs through the asset conversion cycle.

.Evaluating client repayment capacity and risk exposure

.4: Structuring and Presenting Term Sheets

.Designing term sheets for various lending scenarios

.Balancing client expectations with bank policies.

.Drafting effective proposals and key negotiation points

Target Audience:

.This program is ideal for Relationship Manager Assistants in Corporate Banking, with 1–3 years of experience

Prerequisites:

.Intermediate level of English

This course entitles you to attend:

Upon successful completion of this course, participants will obtain: