Principles of Corporate Finance         

By the end of this course you will be able to:

.1- Explain the importance of bank credit

.2- Define working capital and the asset conversion cycle

.3- List different types of bank loans in relation to intrinsic calculations

.4- List the types of credit facilities

.5- Explain the credit process

.6- Use financial analysis as part of the lending process

Course Outline:

.1– The Concept of Bank Lending

.1-1 The bank’s credit function

.1-2 The different types of bank loans

.1-3 Components of the credit process

.1-4 Management of the credit process

.2– Working Capital and the Asset Conversion Cycle

.2-1 Concept of the working capital

.2-2 Concept and components of working investment

.2-3 Asset conversion cycle

.2-4 Case studies

.3– Types of Bank Loans

.3-1 Types of short-term loans

.3-2 Asset-based lending

.3-3 Medium-term lending

.3-4 Comparison of bank financing methods

.3-5 Practical example of financing costs

.4– Types of Credit Facilities

.4-1 Different types of credit facilities:

.4-2 Funded facilities - secured and unsecured

.4-3 Unfunded commitments-– L/Cs and L/Gs

.4-4 Medium and long-term facilities

.5– The Credit Process in Banks

.5-1 The methods used to evaluate the borrower’s creditworthiness

.5-2 Sources of information required to evaluate the borrower’s creditworthiness

.6– Financial Analysis for Credit Purposes

.6-1 The concept and methods of credit analysis

.6-2 The importance of financial analysis in the credit process

.6-3 Financial analysis as part of the overall credit analysis

.6-4 The methods of financial analysis

.6-5 Summary of financial ratios

.6-6 Cash flow statement analysis

.6-7 Practical case study

Target Audience:

.course is intended for junior credit officers with minimum two years of experience, employees in other bank credit-related departments and employees engaged in credit-related functions in financial companies

Prerequisites:

This course entitles you to attend:

Upon successful completion of this course, participants will obtain:

.Training Attendance certificate