The course will enable the participant to conduct a review of the credit portfolio and the credit management process from credit initiation, Credit approval, credit administration and documentation, Early problem Recognition and remedial Management and finally the human capital.
.• HOW TO MEASURE THE PORTFOLIO QUALITY.
.• EVALUATE THE CREDIT PROCESS.
.• UNDERSTAND TARGET MARKET AND RISK ACCEPTANCE CRITERIA.
.• EVALUATE THE WRITE UP OF CREDIT PROPOSAL.
.• EARLY PROBLEM RECOGNITION AND REMEDIAL MANAGEMENT.
.Purpose of the Business Risk Review & types of Business Risk Reviw
.• Assess Portfolio Quality ( concentration) & Capital Adequicy.
.• Assess Credit Administration..
.• Assess Early Problem Recognition and Remedial Management. • Business Risk Review as a tool for Early problem recognition
. CREDIT & REMEDIAL OFFICERS
. RELATIONSHIP OFFICERS.
. RISK MANAGERS
. CREDIT AUDITORS.
.Certificate of Attendance