Introduction to Bank Lending         

By the end of this course you will be able to:

. Understand lending environment

.Get familiar with basic lending policies, systems and procedures in banks

.· Develop skills in processing loan applications

Course Outline:

. Role of commercial banks

. Role of SAMA in controlling bank credit

. Basic lending principles

.Legal forms of business organizations

.· Analysis of financial statements

. Financial and non-financial criteria for screening loan proposals

. Lending products

. Basics of credit memo

.· Exercises and case studies

Target Audience:

.Credit officers, credit analysts, relationship officers and branch managers .

Prerequisites:

This course entitles you to attend:

.Bank Lending and Credit Risk Analysis

Upon successful completion of this course, participants will obtain:

.Certificate of Attendance