SME's Financial Statement Analysis         

By the end of this course you will be able to:

.Demonstrate the basic concepts of small and medium enterprises.

.Explain the different requirements of financing small and medium enterprises

.Apply funding mechanisms for small and medium enterprises

.Identify risks associated with lending small and medium enterprises

.Elaborate the modern principles in marketing and sale of financial products

Course Outline:

.Users of Financial Statements

.Characteristics of FSs

.Titles of FSs

.Purpose & Components

.Accounting Concepts

.Principles When Preparing FSs

.The Stmnt of Financial Position

.The Stmnt of Comp. Income

.The Stmnt of Cash Flows

.Relevant IFRSs

.Objectives of Fin. Analysis

.Basic Questions in FA

.Types of FSA

.Ratio Analysis

.Objectives of Credit Analysis

.The Balance Sheet

.The Income Statement

.The Cash Flow Statement

.The Free Cash Flow

.Special Considerations

.Nature of SMEs

.Finance Needs

.Functional Constraints

.Risk Attributes

.Central Underwriting

.Template Lending

.Simplified Judgmental

.What can Go Wrong!

Target Audience:

.This course is directed to all staff working in retail banking or officials responsible for dealing with loans of small and medium enterprises, in banks or institutions

Prerequisites:

.working in retail banking or officials responsible for dealing with loans of small and medium enterprises

This course entitles you to attend:

Upon successful completion of this course, participants will obtain:

.Training Attendance Certificate.